Total Investment:
Total Interest Value :
Maturity Value:
Start Date:
Maturity Date:
📘 How to Use the Lump Sum Investment Calculator
Step 1: Enter Investment Amount
Input the total amount you wish to invest at once.
Example: ₹50,000
Step 2: Enter Expected Rate of Interest
Mention the annual interest rate (compounded monthly/yearly as applicable).
Example: 12%
Step 3: Enter Tenure
Specify how long you plan to keep the investment (in months or years).
Example: 5 years
Step 4: Select Tenure Unit
Choose whether the tenure is in months or years using the toggle switch provided.
Step 5: Pick the First EMI Date
Choose the starting date of investment. This helps calculate maturity date.
Step 6: Click "Calculate"
Hit the Calculate button to view:
- Total Investment: The original invested amount
- Total Interest Value: Interest earned over time
- Maturity Value: Investment + Interest
- Maturity Date: When you'll receive the amount
📈 Why Use This?
Use this tool to estimate the future value of your one-time investment. It's helpful for comparing different options like FDs, bonds, or mutual fund lumpsum investments.
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SIP: A Smart Way to Invest for Your Financial Future
June 4, 2025 | IST
A SIP, or Systematic Investment Plan, is an investment strategy that allows you to invest a fixed amount regularly in mutual funds. It helps in building wealth gradually while managing market risks effectively.
What is SIP?
SIP is a disciplined approach to investing where investors contribute a predetermined sum every month or quarter. This method promotes consistent saving and takes advantage of rupee cost averaging, reducing the impact of market volatility.
Benefits of SIP
- Affordable and flexible investment amounts
- Disciplined investment habit with automated payments
- Rupee cost averaging lowers the average cost of units
- Power of compounding for long-term wealth creation
- Convenient and easy to start with minimal paperwork
How Does SIP Work?
When you invest through SIP, your fixed amount buys mutual fund units at prevailing NAV (Net Asset Value) prices every period. When markets fall, your fixed amount buys more units, and when markets rise, it buys fewer units, balancing out your investment cost.
Types of SIPs
- Regular SIP: Fixed amount invested at regular intervals.
- Flexible SIP: Allows changing the investment amount as per your convenience.
- Perpetual SIP: Continues until you instruct to stop.
Who Should Invest in SIP?
SIPs are ideal for individuals seeking disciplined, long-term investment with moderate risk tolerance. It suits beginners, salaried professionals, and anyone looking to build a corpus steadily over time.
How to Start a SIP?
1. Choose a mutual fund scheme aligned with your financial goals.
2. Decide the investment amount and frequency.
3. Complete KYC formalities.
4. Set up auto-debit for easy monthly investments.
5. Monitor and review your SIP periodically.
Conclusion
SIP is a simple yet powerful investment tool that enables you to build wealth steadily while minimizing risks. Start your SIP journey today and take a confident step towards securing your financial future.
Remember, consistency is the key to successful investing with SIP!
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